Motorcycle Insurance in Murfreesboro, TN

Motorcycle insurance is a crucial safeguard against the unique risks riders face. Motorcycles often require special skills to operate and offer less physical protection than cars and trucks. A dedicated motorcycle insurance policy can offer proper financial protection for both the rider and their bike in the event of an accident or unexpected loss.

What Does Motorcycle Insurance Cover?

Motorcycle insurance can come with a range of valuable financial protection, such as the following:

• Comprehensive coverage may help pay for damage or loss caused by theft, fire, vandalism or severe weather.
• Collision coverage may cover repairs or replacement costs after a collision, regardless of who’s at fault.
• Liability coverage can step in if you accidentally injure someone or damage their property while riding.
• Uninsured/underinsured motorist coverage may offer financial support if you’re hit by a driver who doesn’t have any or enough insurance.
• Guest passenger liability coverage may help with the expenses if someone else is injured in an accident while riding with you on your bike.

You can customize your policy further by adding optional coverage, such as roadside assistance, custom parts coverage, gear and accessories coverage and gap insurance.

Is Motorcycle Insurance Required?

In Tennessee, motorcycle owners are legally required to show proof of financial responsibility to operate their bikes, such as through minimum liability insurance. If you’ve financed your motorcycle, your lender will likely require you to take other types of coverage to safeguard their investment. Even if it’s not mandated, it’s a smart move to consider more than the minimum coverage.

How Much Does Motorcycle Insurance Cost?

The price of your motorcycle insurance may be based on several personal and policy-related factors. These include the coverage limits you choose, the value of your bike, your driving and claims history, your location and even how many miles you ride each year.

Get the Right Coverage

At T Kanakrieh Insurance Agency LLC, we’ll help you find a policy that fits your needs and budget. Contact us today to learn more.